1327.52 $
*For simulation purposes only

Mortgage rates

Our mission, to find the best product for each of our clients.
*Some conditions may apply.

The fixed rate is a rate that does not change for the duration of the chosen term. It offers peace of mind and protection against future increases.

The variable rate changes throughout the term depending on the market. It generally has the advantage of being lower than the fixed rate at the time of signing. It is however more risky because it can rise at any time during the term.

The mortgage credit line benefits from a lower interest rate than a regular line of credit. It also allows you to get additional money as the mortgage decreases. It is very flexible but requires a good budget management.

Lender Cash Back

There are some benefits to taking advantage of cash back programs. Some even allow for long-term savings.

Some financial institutions may offer borrowers a cash rebate equal to 5% of the amount of their loan if, in return, the borrowers agree to borrow at a higher interest rate. This practice can be...

Mortgage pre-approval

Mortgage broker can help you answer in pre-approving you for a mortgage.

What is its purpose?In the previous article, we discussed the value of a budget and the importance of putting money aside to raise a down payment and to demonstrate to lenders your ability to meet the financial demands of an owner. B...

Make a budget

You wish to purchase a home, but have you budgeted accordingly?

Before thinking of buying a property, it is important to make a budget to ensure that it does not become a prison, but a place where life is good. It is not necessary to make a complete revision of your income and your expenses. However, buying a ...

The early renewal

Is it worth it?

Your mortgage loan falls due in a few months. The current rate of your loan for a 5 years term is 3,39%. Your financial institution offers you to renew by anticipation, 4 months before the term end, at a rate of 3,09% for a new 5 years term....