Purchase without down payment


This program is only offered to persons who wish to purchase an owner-occupant single family dwelling.


To be eligible, you must:

  • Have a stable employment record (minimum 1 year at the same place)
  • Qualify to the standards of the lender (GDR 30 % and TDR 40 %) 
  • Have in your possession at least 1.5 % of the purchase price in savings 
  • Have a very good credit (minimum of 680 credit rating)
 

You are eligible even if you are a previous owner


See sub-site : New products

 

Announcement:
Your Hypothéca agent
Stéphane
Lortie
Montréal


Cell. (514) 497-5484
hypothecalortie@videotron.ca
 
Our current mortgage rate
 
Online application
 
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